Ratio 1:1

1:1 Lending Ratio

This is a compulsory lending ratio and savings is used as security. Under this ratio, a member can only borrow the current savings balance that he/ she have saved.

Example:  If you have K1,000.00 in your savings account, you can borrow a maximum of K1,000.00.

Requirements when applying

Service turnaround time for processing 1:1 application is 24 hours excluding weekends and public holidays.

Click here to download the loan application form.