• K20.00 minimum fortnightly contribution
• Savings can be accessed once a month through loan or transfers
• Withdraw 50% of the total savings balance
• Savings attract 1.5% annual interest
• Funds are deposited into Poro Account

Interest rates are subject to change

• Attracts monthly and annual interest 
• Allows loan and transfer transactions during same month but is subjected to availability of savings 
• Serves all purposes 
• Savings can be used as collateral to apply for loans
• Instant processing of funds into Poro Account 

• Digital service is free
• K1.00 fee charged for in branch transfer from savings to Poro Account
• K1.00 monthly account keeping fees

To apply for NCSL General Savings Account or to transfer funds, complete the application online or submit with a valid copy of your ID at any NCSL branch near you or email it to our Call Centre on callcentre@ncsl.com.pg 

Upon successful transfer, the funds from General Savings are deposited into the member’s Poro Account for accessing using Poro Card. 

If you do not have a Poro Card, inquire with our Call Centre Team. 

For more information on General Savings Account, contact our friendly Call Centre Team on 207 2000 or email callcentre@ncsl.com.pg 

• What is a General Savings account? 
  Primary Savings Account for all purposes 
• What is the account opening fee? 
  The fee to open a new General Savings account is K20.00 
• Can I access General Savings anytime? 
  Yes, NCSL members can access their General Savings Account anytime but are limited to 1 transaction per month such as making a transfer within your accounts preferably Poro Account 
• Do I get paid interest? 
  Yes, with General Savings account members are paid an annual interest of 1.5%
• How do I open a General Savings account? 
  To open a General Savings account you will be required to complete the new membership application form and submit to your nearest NCSL branch with a valid copy of your ID. 
  Applications can also be emailed to Call Centre on callcentre@ncsl.com.pg