For this loan type, the borrowing is fully secured by a member’s savings. Under this ratio, a member can only borrow up to the current savings balance that he/ she has.

This loan type is accessible to members whose employers have agreed to ncsl’s terms of conditions under a Commitment Letter.

Personal Loan Large (1:5)

This loan type is available to members employed for over 5years with current employer and income no less than K50,000 per annum.

Corporate Motor Vehicle (cmv)

This loan type is funding advance or loan to a member or group of members to purchase motor vehicles.
This will be an advance under a signed and sealed corporate guarantee from the employer.

Small To Medium Enterprise Loan (sme)

This loan type is offered to individual and potential members, seeking funds for the purpose of acquiring assets, financing working capital or any other agriculture and business purpose.

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